Credit Risk, Lending & Markets

Credit risk tools from practice.

A Python library, live lending tools, and applied analysis — for the people who forecast losses, set reserves, and monitor credit portfolios.

Overview

Three areas of public work.

Projects

Technical work in lending and credit

Tools, libraries, and project writeups in lending and credit risk.

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About

Background, focus, and working style

Context on the lending, credit, and analytical work behind Josan Labs.

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Work

Libraries, live tools, and applied research.

Technical library

cranalytics

Python package for vintage analysis, loss forecasting, and credit portfolio diagnostics.

Audience: Teams and reviewers evaluating technical depth in credit analytics

Visual showcase

Analytics Gallery

Collection of chart treatments, visual explainers, and polished analytical artifacts that are better shown than described.

Audience: People scanning for visual craft and polished analytical presentation

Interactive app

Lending Concepts

Live financial modeling suite covering amortization, rates, prepayment, and other lending workflows.

Audience: People evaluating interactive product and interface thinking

Next

Start with the library and the live tools — they show the work better than any summary.

About the Work